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How SMEB Pay Works

Follow these steps to get started


Retailer creates QR code


Customer scans QR code


Customer confirms amount with tip


Funds received by retailer



How it Works image

Can we help?

How safe and secure is SMEB Pay?

No chargebacks and 100% secure.

What banks support SMEB Pay?

Top retail banks listed below:

  • AIB
  • Bank of Ireland UK
  • Bank of Scotland
  • Barclays
  • Halifax
  • HSBC
  • Lloyds Bank
  • Nationwide
  • Natwest
  • Royal Bank of Scotland
  • Santander

Can I use SMEB Pay overseas?

Not yet but this feature is coming.

How do I let my customers know I accept SMEB Pay?

We provide full merchandising material.

Supported by

SMEB Limited Registered office: The Old Stables, Hackwood Park, Basingstoke, RG25 2JZ. Registered in England and Wales No. 13137582.

SMEB Limited is authorised and regulated by the Financial Conduct Authority as an Authorised Payment Institution under the Payment Services Regulations 2017 for the provision of payment services (Firm Reference Number 984694).

SMEB is registered with the Information Commissioner’s Office (ICO) as a data controller. Registration number: ZB630021.

SMEB Pay is powered by SMEB Limited and Yapily Connect Limited. Yapily Connect Limited is regulated by the UK Financial Conduct Authority under the Payment Services Regulations 2017 as an Authorised Payment Institution to provide account information services and payment initiation services (Licence #827001). All logos and trademarks are property of their respective owners. Please visit for terms and privacy policy.

SMEB Limited is also a Principle member with VISA and Mastercard.