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SMEB Pricing & Fees

We’re committed to transparent and fair pricing. Here’s a breakdown of our standard fees:

ServiceFeeNotes
Monthly Account Fee£7.99Waived for the first 6 months after onboarding
CHAPS / SWIFT / International Transfer£20.00Per transaction
Currency conversion fees may apply depending on destination currency.
Faster Payments (Standard Transaction)£0.30Per transaction
BACS Payment£0.25Per transaction
Virtual Card Issuance£1.00Per virtual card issued
Physical Card Issuance£9.99 Per physical card issued
Shipping cost charged separately; final rate to be confirmed before dispatch
ATM Withdrawal (UK & International)£1.00Per transaction
Currency conversion fees may apply when withdrawing in non-GBP currencies.

SMEB Limited Registered office: Newton House, Hatch Warren Farm, Hatch Warren Lane. Basingstoke, RG22 4RA. Registered in England and Wales No. 13137582.

SMEB Limited is authorised and regulated by the Financial Conduct Authority as an Authorised Payment Institution under the Payment Services Regulations 2017 for the provision of payment services (Firm Reference Number 984694).

SMEB is registered with the Information Commissioner’s Office (ICO) as a data controller. Registration number: ZB630021.

SMEB Pay is powered by SMEB Limited and Yapily Connect Limited. Yapily Connect Limited is regulated by the UK Financial Conduct Authority under the Payment Services Regulations 2017 as an Authorised Payment Institution to provide account information services and payment initiation services (Licence #827001). All logos and trademarks are property of their respective owners. Please visit www.smeb.co.uk for terms and privacy policy.

SMEB Limited is also a Principal member with VISA and Mastercard.