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We are putting physical presences back into the community, to service the community.


SMEB Cube is a innovative solution to replace bank branches. Our cube is located in secure locations in retail store, council buildings or more with access for SME to deposit their funds.



Our clients are SME (Small Medium Enterprises) with Bricks & Mortar business in rural UK.


Who We Are

  • SMEB has been created to address the void left for SMEs in rural locations
  • SMEB is an authorised payment institution
  • SMEB is also a Principle member with VISA & Mastercard
  • SMEB is licenced for Open Banking services


Leading the market with informative collateral, while pushing the boundaries with our White papers.



Explore career opportunities at SMEB. A career with us can offer incredible diversity, knowledge, development and reward. There is also the chance to learn from some of the best minds in technology and payments.


SMEB Limited Registered office: The Old Stables, Hackwood Park, Basingstoke, RG25 2JZ. Registered in England and Wales No. 13137582.

SMEB Limited is authorised and regulated by the Financial Conduct Authority as an Authorised Payment Institution under the Payment Services Regulations 2017 for the provision of payment services (Firm Reference Number 984694).

The services offered by SMEB Cube are not regulated by the Financial Conduct Authority, and therefore do not offer the same level of protection as regulated services. For more information about our services and their regulatory status, please contact us directly.

SMEB is registered with the Information Commissioner’s Office (ICO) as a data controller. Registration number: ZB630021.

SMEB Pay is powered by SMEB Limited and Yapily Connect Limited. Yapily Connect Limited is regulated by the UK Financial Conduct Authority under the Payment Services Regulations 2017 as an Authorised Payment Institution to provide account information services and payment initiation services (Licence #827001). All logos and trademarks are property of their respective owners. Please visit for terms and privacy policy.

SMEB Limited is also a Principle member with VISA and Mastercard.